In the U.S.:
More than 77 million Americans don’t pay their bills on time.
39% carry credit card debt from month to month.
Only 59% of adults say they have savings.
In Canada:
35% of Canadians do not have any savings or investments.
Only 27% of private sector workers have an employer-funded pension plan
The average savings in Registered Retirement Savings Plans (RRSP) is only $55,000.